Prepaid Debit Online Casinos & Gambling Sites

Placing the first deposit into your online casino account may give you a moment of pause. You will want to make sure you’re using a very safe, but very fast, funding method. The sudden appearance of so many online money services might leave you wondering which one is the most reliable. Also, you may be reluctant to tie your family bank account or debit card to casino deposits. When you find yourself in this position, one low-risk instant payment option will go a long way to comfort your concerns — the prepaid debit card.

Prepaid debit cards work like regular debit and credit cards for online gambling deposits, but also limit your financial exposure during these purchases. It’s almost like paying cash, but with more protection and flexibility.

Prepaid Debit Cards features:

  • Instant transactions
  • Not linked to bank accounts
  • Not linked to your credit history
  • Offered online, at local retailers and major banking institutions

What Are Prepaid Debit Cards?

In the 1990s, employers began issuing payroll cards to employees who did not have bank accounts. At the same time, food stamp recipients started to recieve their benefits in the form of electronic banking cards rather than coupons. Due to these two factors, the American banking infrastructure was set for reloadable (or prepaid) gift and debit cards at the end of the decade.

A prepaid debit card looks just like a regular debit or credit card. It has a 16-digit number on the front, a signature field and three-digit security code on the back. They all have the familiar magnetic stripe, and an increasing number now include an EMV chip. They work just like a standard bank card at online and brick-and-mortar retailers.

But prepaid debit cards are not linked to a bank account. They are first purchased either online, at a bank, or even at many grocery and department stores. The owner of the card can load the balance of his or her choice with cash, check, money order or from a preexisting banking card. Some prepaid cards have a single upfront fee, while others have monthly or transactional fees. Prepaid debit cards can be reloaded with more money, and many offer that service for free.

Types of Prepaid Debit Cards That Work at Gambling Sites

The prepaid debit card business has grown exponentially during the past decade, so consumers have many card options, each with different features. Popular debit cards include:

  • Kaiku Visa®
    • $3 monthly fee, waived with $750 direct deposit
    • No transaction fees
    • 55,000 surcharge-free ATMs nationwide
    • Smartphone App for depositing checks
    • Allows card to card transfers, as well as transfers from PayPal
  • Netspend® Visa®
    • 130,000 reload locations
    • Smartphone app for depositing checks
    • Transaction Alerts
    • Three plans
      • No monthly fee, $1-$2 transaction fee
      • $9.95 monthly fee, no transaction fee
      • $5 monthly fee ($500 direct deposit required), no transaction fee
    • Western Union® Netspend® MasterCard®
      • Accepts Western Union transfers directly for free
      • No monthly fee, $1-$2 transaction fee
      • Direct deposit for paychecks and Social Security payments
    • PayPal MasterCard®
      • No purchase fee, no transaction fees
      • $4.95 monthly fee, cash withdrawal fees
      • Can be connected with your PayPal account
      • 130,000 reload locations
    • Bluebird by American Express® and Walmart®
      • No monthly fees
      • No loading fees when done at Walmart
      • Direct deposit and card-to-card transfers
      • Free ATM withdrawals at 24,000 locations

What are the advantages of using a prepaid debit card?

Prepaid debit cards function just like a regular bank’s debit card, but they also offer their own types of benefits.

  1. They are not linked to any bank accounts or credit systems so any loss from theft or fraud is limited to the card balance.
  2. Some offer purchase protection. Make sure to register your card online as soon as possible. Many companies offer replacements for registered cards.
  3. They do not require you to have a bank account or any kind of credit history.Thus they’re an excellent option for those who don’t use bank accounts.
  4. They help manage and limit spending.Stick to your budget! Many cards have their own websites or apps to help you keep track of your purchases. Plus you can only spend what you have on the card.
  5. Use them worldwide. Prepaid cards can be used wherever Visa, MasterCard or American Express cards are accepted.
  6. Enjoy a variety of options.Card companies offer different fee plans to fit users’ needs.Some even offer rewards programs.

How do I use prepaid debit cards at an online casino?

Deposits – For casinos that accept prepaid debit cards, depositing money into your account is as easy as with any other payment method:

Click over to the casino’s payment page, often called “Cashier” or “Banking”.

Review the casino’s payment options. If they accept prepaid debit cards, select that option.

If they do not have a prepaid card choice, you can use your prepaid debit card with the casino’s “Credit” and/or “Debit” card option.

Fill out your card information in the required fields.

Before you enter your deposit, make note of two things:

  • Review the casino’s minimum and maximum deposit amounts.
  • Know the balance on your card.

Enter the deposit amount.

Read the site’s Terms and Conditions so you know their policies, then click the “Accept” button or check box.

Watch your account for the deposit to hit and…


Withdrawals – Before committing to a prepaid debit card for your casino account, make sure you review the reloading (or deposit) requirements. Some cards limit their reloading options. Others may charge a fee. You always have the option to enter a bank account to receive your winnings. But know your options before you select a card so that receiving your money is stress-free.