Online Gambling For Real Money In December 2022 – All The Ways To Win Safely And Legally

Most people in the USA now have access to real-money gambling sites. Whether playing online casino games for cash prizes at sweepstakes online casinos or traditional online casinos, or betting on sports at the legal online sportsbooks across 20 different states, US players have plenty of legal, legitimate options for winning money online.

Use the quick links below to go straight to the type of real-money online gambling that interests you the most, or scroll a bit further to get right to the 4 best of the best:

How To Play At Sweepstakes CasinosHow to get cash winnings playing at sweeps casinos in all US states except Idaho and Washington.
How To Play At Online CasinosPlay traditional online casinos in Michigan, New Jersey, Pennsylvania, West Virginia, and Connecticut.
How To Bet At Online Sportsbooks20 states in the USA offer real-money online gambling on sports, and bettors can get started in minutes.

4 Best Online Gambling Sites In The USA For Real-Money Winnings

For those simply looking for the best place to get started, here are the top-tier options:

  • Funzpoints – Best USA sweepstakes casino for cash prizes – Available in all states except WA & ID
  • Golden Nugget Casino – Best online casino in Michigan & New Jersey
  • BetMGM Casino – Best online casino in Pennsylvania & West Virginia
  • DraftKings Sportsbook – Best overall online sports betting app – Available in 15 US states

With those legitimate, trusted online gambling sites for real-money prizes, bettors know they’re getting the highest-quality experience.

Best Real-Money Gambling Sites & Sweeps Casinos

At Funzpoints Casino

Available Via Web Browser (mobile & desktop)

States Accepted All States Except Washington & Idaho

Best Sweepstakes Casino In The US: Funzpoints Casino

Signup Bonus

$2.50 Free

No Purchase Necessary

Purchase Bonus

Extra $20 Free

With $20 Purchase

Funzpoints Casino is the best online sweepstakes casino because it offers two ways to win. In Premium Mode, you play slots or keno to win Premium Funzpoints for cash prizes as well as daily jackpot prize draws. In Standard Mode, you can play select slots and keno for Standard Funzpoints, which earns you daily jackpot prize draws only.

When you sign up at Funzpoints Casino, use the exclusive GamblingOnline.com link for $2.50 worth of Premium Funzpoints for free, no purchase necessary, plus a 100% first-purchase bonus up to $20. So if you purchase $20 worth of Premium Funzpoints, you get an extra $20 in Premium Funzpoints for free.

On top of the huge selection of colorful, exciting, and high-paying slots, players can climb the rewards ladder to receive purchase bonuses, free jackpot entries, and even Premium Funzpoints.

At Golden Nugget Online Casino

Available Via iOS app, Android app, and directly on website

States Accepted Michigan, New Jersey, West Virginia

Best Online Casino In MI & NJ: Golden Nugget Online Casino

No-Deposit Casino Bonus

$30 Free

On Signup With Code SHARP

Deposit Offer

Double Your First Deposit

Up To $1,000 In Bonus Money

There’s a reason Golden Nugget is the most popular online casino in New Jersey, the most competitive market in the US: it’s the best of the best. The Golden Nugget bonus code is SHARP for new players to receive $30 free on signup, no deposit required. What better way to give a real money gambling site a try than with a no-deposit bonus? Click this link to get right to the action.

Beyond the welcome offer (which also includes a 100% first-deposit match up to $1,000), Golden Nugget Casino is real online gambling at its finest, with all the best online slots available under one roof. This includes dozens of games you love from the brick-and-mortar casinos, such as the Wheel of Fortune slot, Cleopatra, Buffalo, and more.

Plus, table games players can find several varieties of real-money roulette, blackjack, baccarat, and casino poker, and Golden Nugget houses all the best Live Casino dealers.

At BetMGM Casino

Available Via iOS app, Android app, and directly on website

States Accepted Pennsylvania, West Virginia, New Jersey, Michigan

Best Online Casino In PA & WV: BetMGM Casino

No-Deposit Casino Bonus

$25 Free

On Signup With Code SHARPCASINO

Deposit Bonus

Double Your First Depost

Up To $1,000

BetMGM Casino is available in all four states with a thriving real-money online gambling market, and it’s a top choice in every one. The BetMGM Casino bonus code is SHARPCASINO for $25 free on signup, no deposit required. The welcome promotion also includes a 100% deposit-match bonus up to $1,000 for a total of up to $1,025 right from the start.

Why is BetMGM Casino the best real-money gambling site in Pennsylvania and West Virginia? It has the biggest selection of games, boasts the most reliable mobile app, and offers tons of promotions every day. It doesn’t get much better than that.

Plus, BetMGM Sportsbook and BetMGM Poker are two of the top-rated sports betting and poker sites in the US for additional real-money gambling options.

At DraftKings Sportsbook

Available on iOS app, Android app, and directly on website

States Accepted AZ, CO, CT, IL, IN, IA, MI, NH, NJ, PA, TN, VA, WV, WY, & Coming Soon To NY & LA

Best Sports Betting App: DraftKings Sportsbook

Free Bet Bonus

$50

With $5+ Deposit

20% Deposit Match

Up To $1,000

With Exclusive Promo Code Link

DraftKings Sportsbook is in most states with legal online sports betting, leads the industry in popularity, and offers every type of bet across all domestic and international sports. Whether you like prop bets and parlays, live betting or points spreads, DraftKings Sportsbook is second to none.

The DraftKings Sportsbook promo code link gets new signups a $50 free bet with a minimum deposit, plus a 20% deposit-match bonus up to $1,000. The deposit-match bonus is credited in increments of $1 for every $25 wagered. Additional terms and conditions apply, but this is the biggest deposit-match offer in US real-money online sports betting.

Use this link to automatically claim the DraftKings Sportsbook promo code.

USA Sweepstakes Casinos: How To Win Real Money

Sweepstakes casinos aren’t legally considered real-money online gambling sites. But much like traditional online casinos, they are a fun way to win cash by playing casino games. And, by law, all players must be allowed to play the games without making a purchase. This makes sweepstakes casinos better than real-money online gambling sites in a lot of ways.

Sweepstakes Casino Fast Facts

🥇 Best Sweepstakes Casino:Funzpoints Casino
🎁 Funzpoints Bonus Code:$22.50 Free On Signup & Purchase
🎰 Types Of Sweeps Casino Games:Slots, Keno, Scratch-Offs, Blackjack, Roulette, Casino Poker
💰 Maximum Cashout:No Maximum (most states); $5K (FL & NY)
🤑 Minimum Cashout:$20 at Funzpoints; $50 to $100 everywhere else
💳 Minimum Purchase:Free on signup; $4.99 minimum after
🔞 Age Minimum:18 and up
🇺🇸 Available States:48 states & D.C. (all except WA & ID)

At a sweepstakes casino, anyone in the US (outside of the States of Washington and Idaho) can win the site’s premium currency by playing a wide variety of slots. That premium currency can then be exchanged for cash prizes based on the amount won.

For example, if you win 5,000 Premium Funzpoints playing the slots at Funzpoints Casino, you can exchange it for a $50 cash prize. New players can join Funzpoints Casino for 250 Premium Funzpoints free, which normally costs $2.50.

Sign up at Funzpoints Casino for 250 Premium credits, plus a 100% purchase-match bonus up to 2,000 Premium credits.

Types Of Slots At Funzpoints Sweepstakes Casino

For those who love colorful slots with mesmerizing animation, Funzpoints is a great place to spend your time. The selection features some of the most creative slots varieties we’ve seen, most of which are exclusively available at Funzpoints. So, if you’re looking for new sweeps casino games to try and haven’t joined Funzpoints Casino yet, that’s a great option.

Some of the most popular Funzpoints Casino slots include:

  • Criminal Cash: Go on a heist for big bags of money.
  • Start Your Engines: Fast-paced race car slot.
  • Game Of Crowns: A “Game of Thrones” style fantasy action game.
  • The Big Dive: Underwater sea adventure with immersive graphics.
  • Chillin’ While Grillin’: Backyard barbecue themed Fourth of July slot.
  • Scatters In Space: Out-of-this-world space trekking adventure.

Funzpoints Casino slots go far beyond that list of the best and most popular. For example, a personal favorite is Barnyard Frenzy, a silly farm-themed slot where I consistently wins some nice payouts.

How Do You Win Real Money Cash Prizes At Sweepstakes Casinos?

When a player first receives Premium credits, they can’t simply exchange that amount for a cash prize. For example, the minimum prize redemption at Funzpoints is 2,000 Premium credits for a $20 cash prize. Instead, you can only cash out the Premium credits that you win playing the games.

Here’s a step-by-step guide for receiving your cash prize from a sweepstakes casino:

  1. Join the online sweepstakes casino for free Premium credits.
  2. Play the games using Premium Funzpoints. Minimum 1 Premium credit per spin on select games, although most have a a 20 credit minimum, which is the equivalent of $0.20.
  3. All remaining Premium credits are considered cashable and available for redemption.
  4. Win at least 2,000 Premium Funzpoints to receive a cash prize ($20 or more).

You do not have to play through all the available Premium Funzpoints in your account to cash out. You just need to win the minimum amount for a cash redemption. So, if you join with 250 Premium credits, put 20 credits on your first slot, and win 2,000 or more Premium Funzpoints, you could withdraw all the winnings and still have some uncashable credits remaining in your account.

Do You Win Entries To Prize Drawings At Sweepstakes Casinos?

No. A common misconception about sweepstakes online casinos is the word “sweepstakes.” We typically think of a random prize drawing, but that’s not the case. When you play the games using Premium credits, you can win cash prizes directly. You’re not playing for prize entries.

However, Standard Funzpoints mode does give players the alternative option of doing exactly that. While Premium mode features the traditional sweepstakes online casino model, winning games playing with Standard Funzpoints win tickets to a daily jackpot prize drawing. If you hit that, you win Premium Funzpoints that are immediately cashable.

Do You Have To Deposit Money To Play?

No. When it comes to both old and new sweeps casinos, you do not need to make a deposit or purchase credits for the chance to win. And beyond the Funzpoints bonus code link for 250 Premium credits free on signup, there are a few other ways to receive Premium credits:

  • Send a mail-in sweeps request following the instructions on the website.
  • Participate in social media contests on Facebook, Instagram, Twitter, etc.
  • Climb the rewards ladder to receive bonus offers and free credits by playing the games.
  • “Spin the Wheel” in Standard Mode once every four hours for free daily jackpot draw tickets.
  • Play “Standard Mode” games to win free daily jackpot draw tickets.
  • Purchase Funzpoints Packages that include both Standard and Premium credits.

These strategies apply to most online sweepstakes casinos in the US. And new options are springing up all the time. If you join new sweeps casinos, make sure they’re legit before joining, then enjoy most if not all of the above ways to get free Premium credits.

What States Can You Play From?

Sweepstakes casinos are available from all US states except Washington and Idaho, which prohibit the practice. However, in the states of Florida and New York, there’s a special rule surrounding $5K cash prizes. As a result, online sweepstakes casinos impose a maximum win to players in these states:

  • Florida – Prizes worth $5,000 or more have to be registered and bonded seven days before the start of a sweepstakes. Also, a list of winners must be available to anyone who requests it.
  • New York – Prizes of $5,000 or more have to be registered and bonded 30 days before the beginning of a sweepstakes, and a list of winners need to be provided to anyone who wants it.

Rather than figure out how to make those laws worth under an online casino model, the sites will pay out any prize size across the US, and limit the prize to under $5,000 in Florida and New York.

US Online Casino Sites

Players 21 and up in the following states can play at legally-licensed real-money online gambling casinos:

Legal StateReal-Money Online Casino Landscape
Michigan:Michigan offers 14 legitimate online casinos in the state, including Golden Nugget and Caesars Casino.
New Jersey:New Jersey boasts over 30 legitimate online casinos in the state, the best being Golden Nugget and Tropicana Casino.
Pennsylvania:Pennsylvania offers a total of 10 legitimate online casinos in the state. These are the top two: BetMGM Casino and Unibet Casino.
West Virginia:West Virginia offers six legitimate online casinos in the state. The best options include: BetMGM Casino and Caesars Casino.

Real-money online casinos are also available to a limited degree in Connecticut and Delaware as well.

At the licensed casinos in all the above states, players have access to hundreds of real-money online gambling games. These include:

Most online casinos offer sports betting as well, and some also include access to online poker rooms.

What Kind Of Games Do Online Casinos Offer?

Online casino apps offer a wide variety of games, including slots, digital table games, Live Dealer table games, and video poker. While every casino will have a different assortment of games, most of the options below will be available in one form or another.

Slots

What’s not to love about slots? The pretty colors, impressive graphics, and the chance to win huge amounts of money on a small bet combine to create the most popular casino game by far. When it comes to real-money online gambling sites, players have access to hundreds of slots, including the ones you love at your local brick-and-mortar casino.

Have a go-to you like playing in-person that you’d like to find online? There’s a good chance you can find it at most of the legally-licensed US online casinos. For example, BetMGM has slots that you can also find at the MGM Grand Las Vegas, and the Golden Nugget casinos of Atlantic City and Las Vegas house the same exclusive slots you’ll find at Golden Nugget Online.

Progressive Slots

Progressive slots are a specific kind of slot game that are worth knowing more about. With a traditional slot machine, there is going to be a maximum fixed jackpot. But with progressive slots, a small percentage of every bet placed on the game contributes to the jackpot. The more people who interact with the game, the higher the prize can rise – until one lucky player wins. Then it resets and starts all over.

Some progressive slots can give out jackpots in the hundreds of thousands or even millions, so these are always the most popular games for casino app players.

Blackjack

Digital blackjack is available at every online casino. This is an easy game to translate into the mobile format, so it’s a common one to see on casino apps.

The biggest difference between traditional and digital blackjack is that the shoe is shuffled between every hand. That makes card counting impossible.

Many of these blackjack games are animated to make them feel more realistic, and they allow lower bets than you would find at a traditional casino. But much like a brick-and-mortar casino, the better the odds for the player, the higher the bet minimum.

For example, a basic eight-deck blackjack variation may let you bet as little as 50 cents per hand. But the minimum for single-deck blackjack will likely be $10 to $20 per hand.

Other Table Games

We mentioned blackjack above, which is considered a table game. However, many legal casino apps also offer a selection of additional table games for you to play. These include roulette, baccarat, pai gow, and sic bo, among others.

However, for whatever reason, craps is not available at most US online casinos, including at the Live Dealer rooms. Hopefully, that changes in the near future.

Live Dealer

Another exciting kind of game found on casino apps is the live dealer, which means that a real-life dealer is live streamed from a physical table. Live Dealer games include blackjack, roulette, Wheel of Fortune, baccarat, casino poker, and beyond.

One of the issues some people have with online casinos is the lack of interaction available with other people, which live dealer games can alleviate. You play the game as if you were in a physical casino. You can even chat with other players and tip the dealer.

This is the most immersive version of an online casino, and may well be the future of casino gaming. 

Video Poker

Video poker is a computerized version of draw poker where the idea is for a user to make specific poker hand combinations to win money. This is the same game you’ll find built into bar tops in Vegas. And, believe it or not, the video poker variation Jacks or Better has odds so favorable to the player, it’s on par with blackjack.

Best Online Sports Betting Site For 2022

US Online Sportsbooks

Real-money online gambling on sports is legally available in 19 US states and Washington, D.C. Here’s a complete list of every state with legal online sportsbooks:

ArizonaNevada
ColoradoNew Jersey
ConnecticutNew York (Coming 2022)
D.C.New Hampshire**
Delaware**Pennsylvania
IllinoisRhode Island**
IndianaTennessee
IowaVirginia
Louisiana (Coming 2022)West Virginia
MichiganWyoming
Mississippi*

** These states (NH, RI, & DE) have a single-operator model, which means there’s no other competition in the state. That normally equates to worse odds, but you can usually find something competitive for major events like the Super Bowl, College Bowl Games, and March Madness basketball.

* Mississippi offers online sports betting from inside retail casinos only. So it’s a bit more conveniently than going up to the casino cashier, but nowhere near as nice as being able to bet from anywhere within state lines.

Another thing to note is that Washington, D.C. offers a standalone GambetDC app run by the lottery, but the odds are usually pretty terrible. Instead, bettors can go within two blocks of a few major sports stadiums to place bets, such as BetMGM Sportsbook within two blocks of Nationals Park.

Basics Of Online Sports Betting

Betting on sports online is easy and intuitive. Sports betting is all about predicting the result of a game, and the win potential is based on the odds of the prediction happening. The more likely the bet, the lower the payout. The less likely the bet, the more you stand to win.

These are the types of bets you can find at legal real-money online sports betting apps:

  • Moneyline: Straight win or lose bet.
  • Points Spread: Bet based on the favorite winning by a minimum number of points (the “spread”) and the underdog winning or losing within the points spread.
  • Totals (Over/Under): Bet whether the final score will be over or under the sportsbook’s prediction.
  • Prop Bet: Bets placed on games that don’t affect the final score, such as who will score the first point or which team will lead at halftime.
  • Futures: Who will win a future title in advance, such as the Super Bowl or World Series, plus player awards like Regular Season MVP and Sixth Man Of The Year.
  • Parlays: Combine multiple bets into one to make the wager harder to win for a bigger payout.
  • Live Betting: Placing bets on a game while it’s being played, such as “in-play” during the action or “in-game” during a timeout.

Online sportsbooks usually display American odds, which are +100 or more and -100 or less. The + numbers represent how much you’d win with a $100 bet while the -101 numbers represent how much you’d need to bet to win $100. For example, a $100 bet on +200 odds would win $200. A $150 bet on -150 odds would win $100.

This dates back to early American sportsbooks and simply reflects the odds, not the minimum bet. Real-money online gambling apps usually accept bets as low as $0.50 to $1 on sports.

Depositing At Real-Money Online Gambling Sites

For any online site that takes real money deposits, there are various ways to get the money to the provider. Most of these providers take three or more payment types so you can enjoy online gambling, sweepstakes contests, or daily fantasy sports. Below we’ll be looking into how each of these deposit options works so you can use the method if you wish to do so.

Using Credit Cards At Online Gaming Sites

One of the top options for depositing money at betting sites is through the use of a major credit card like a Mastercard, Visa, or American Express card. Some of the sites and apps will also allow other types of credit cards, such as DraftKings, which lets you use Discover for sports betting and fantasy sports. You’ll want to take a moment to research your available options before signing up to make sure your card is an option.

Credit cards are one of the top payment methods for many. They are highly accessible and accepted by almost any gaming site online. If you have a credit card, many people would argue that it is the best option for any betting websites or apps. However, it’s worth knowing what other options are available in case you prefer another deposit choice.

Using Debit Cards At Online Gaming Sites

The second option in a card form is using a debit card for your daily fantasy sports, gambling, sports betting, or other activities. This is another option that makes it straightforward and quick to fund an account before you start playing. Since almost all banks and credit unions offer debit cards, it’s also simple and easy for most people to get one.

In most cases, you add a debit card by signing into your account and looking for the cashier option. You’ll put in the details of the card along with personal information that can verify you are the owner of the card. Most of the time, the three-digit number on the back of your card will be required, along with the expiration date. Once you submit the information, it will be processed and can be used for future deposits.

How Prepaid Cards Work At Betting Sites

Those who want a specific card for deposits on online gaming websites can choose a prepaid card, which is offered by most major credit card companies. They have several advantages, including wide accessibility, higher anonymity compared to other deposit options, and the ability to convert physical cash into funds for gambling or gaming.

However, be sure you do some research when choosing a prepaid card for gambling sites. Some prepaid cards will not allow deposits to these sites. For that reason, these cards are a less commonly used by players. If your prepaid card doesn’t support the websites and apps on which you want to deposit money, you’ll have to find an alternative method.

Depositing With Bank Wires

Moving away from credit cards, debit cards, and prepaid cards, another option to deposit funds into a betting site is through a bank wire transfer. Most online gambling and gaming providers allow deposits to be made through bank transfers, and there are reasons to consider it. The biggest reason is that they’re very secure compared to other options.

This payment method is typically free of fees, so you won’t spend extra to enjoy your favorite sportsbooks or online casino. Additionally, bank transfers are the best option for those who make large bets since they typically allow larger deposits than any other option. 

On the other hand, bank transfers can take longer to go through than other methods. The minimum deposit amount can also be higher than other choices. It also makes it nearly impossible to maintain any anonymity about your use of betting sites and mobile apps.

Making Online Deposits In-Person

The least common option for depositing to an online betting site is by doing it in-person. Many operators of these sites do not even offer the option. For those that do, you need to physically go to the website’s sponsoring casino and make a deposit in-person. While this makes sense for online casinos that are located near you, it may be counterintuitive since you have to visit the casino to deposit funds so that you can gamble from home.

Since most online real money betting sites do not have this option, we recommend checking with the operator you want to use first to see if it’s possible. If it isn’t, you’ll have to choose a different provider or use another method to deposit money into your account.

Real Money Online Betting Apps

Most legal online sports betting, gambling, sweepstakes, and fantasy sports websites also offer apps that you can use on your phone or tablet. They will likely be available for users of both Android and iOS devices.

Typically, the apps will have most of the same features as the websites, although this can vary based on the provider. You’ll also find that most of them are designed simply and have a sleek interface that is exciting to use. If you prefer gaming on your phone to using a laptop, you shouldn’t have any issues finding mobile apps to make that a possibility. 

US Online Gambling For Real Money – FAQs

Why did a legal online betting site decline my credit card?

There are several reasons why this can happen. It could be because you didn’t enter the correct card number, expiration date, or other information. It might also be based on the fact that many banks reject deposits to known gambling sites to avoid problems with the Unlawful Internet Gambling Enforcement Act. If your bank prohibits the use of these sites, you may need to deposit in another way.

Why do legal online betting sites ask for my SSN?

This is based on laws and regulations that require casinos and many other businesses to report any transaction over $5,000 to the IRS. To ensure the casino or other betting site has the information to report the transaction, having your social security number is crucial. The Bank Secrecy Act of 1970 requires this in order to prevent money laundering.

Do legal online betting sites offer mobile apps?

Yes, in many cases, they do. The legitimate online betting sites typically have a website optimized for desktop. They will also have mobile apps available for both Android and iOS devices. However, there are exceptions to the rule, so it’s best to check the offerings on your preferred betting site. Find out if the site you want to use has an app and whether it works with the devices you own.

How do I tell legal sites from illegal sites?

There are several ways to determine whether a site is legal or illegal. The first is to check the laws to see if online betting is allowed in your location. If not, all the betting sites are likely to be illegal. However, even if betting is legal in your state, that doesn’t mean every site is. Most of the time, legal sites will have a casino or other organization in the state as a partner. You can check for these things when deciding whether to use a site.

Do any real money gambling sites let me play for free?

Some do, while some do not. There are sites that only offer free gambling, others that only offer gambling with real money, and some that have a little of both available. However, most real money gambling sites do require a deposit and focus more on paid games than free ones. Make sure you know what the site offers before you start using it to ensure you’re satisfied with the results.

About the Author

Mike Epifani

Mike Epifani (shown here at Caesars Palace Las Vegas) is an experienced online gambling writer who specializes in online casinos and sports betting sites. From the nuances of bonus offers to winning strategies and beyond, his insights have helped countless remote bettors keep more of their money while having fun and staying safe.